| Fidelity Equity Index Fund, FUSEX | 50% | Details: try morningstar.com or Yahoo finance; enter ticker fusex |
| Vanguard Long Term Bond Fund, VUSTX | 40% | Details: try morningstar.com or Yahoo finance; enter ticker vustx |
| Cash (Money Market Instruments) earning 5% | 10% | |
| Total | 100% |
Other portfolios may also be created, either comprised of domestic Value and Growth (VIVAX:50%, VMGRX: 17%, VIGRX: 33%) or world portfolio with 80% in VOO and 20% in VXUS, or a portfolio consisting of VGTSX (Int'l Stock Fund) and DODFX (Int'l Stock fund), 50% each or VanGuard MSCI EAFE (VEA) which tracks European, Australasian and Far Eastern Markets. These portfolios are for reference.